How long do you need to be employed to buy a house? I can afford it based on my income but have only been employed a few months.

It depends. I know that sucks as an answer. If you are a fresh college grad you may be able to buy a house even though you don't have 2 full years of job history showing you can pay for it. If you are not a fresh grad then they usually want to see 2 years of steady income.



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Sunday, February 1st, 2009 at 7:21 am
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buy my house
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5 Responses to “How much work history do you need to buy a house?”

  1. 27ysq Says:

    2 years
    References :

  2. moglie Says:

    It depends. I know that sucks as an answer. If you are a fresh college grad you may be able to buy a house even though you don't have 2 full years of job history showing you can pay for it. If you are not a fresh grad then they usually want to see 2 years of steady income.
    References :

  3. Big Deal Maker Says:

    The banks are looking for a stable employment history. Normally it is 3 years min.
    References :

  4. Stealth Says:

    these days, you will need 2 years, what did you do before this job? if it's the same line of business you can use your past job. Also they may ask where the down payment came from and has to be in your bank account for at-least 6 months
    References :

  5. JM Says:

    I was told 2 yrs
    References :

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