Comments on: My Boyfriend and i are getting married, Should we buy a house first or get Married first? http://www.webuyhousesvideos.com/we-buy-houses/my-boyfriend-and-i-are-getting-married-should-we-buy-a-house-first-or-get-married-first We Buy Houses News and Help... Tue, 22 May 2012 22:07:39 +0000 http://wordpress.org/?v=2.5.1 By: PatV http://www.webuyhousesvideos.com/we-buy-houses/my-boyfriend-and-i-are-getting-married-should-we-buy-a-house-first-or-get-married-first#comment-16765 PatV Thu, 03 May 2007 00:55:48 +0000 http://www.webuyhousesvideos.com/we-buy-houses/my-boyfriend-and-i-are-getting-married-should-we-buy-a-house-first-or-get-married-first#comment-16765 How are your credit reports for both of you? After marriage, you both accept the good/bad credit of the other. Also the debt will be shared. That does not mean you have to buy a home with both names on the deed, just that marriage means a partnership. And you are more than likely going to qualify for a higher mortgage in marriage. Slow down a little. Life is out there, you don't need to take on big debt as newly married. Even with good incomes, sit down and carefully work out a good budget/financial plan. Congrats and good luck...<br><b>References : </b><br> How are your credit reports for both of you?

After marriage, you both accept the good/bad credit of the other. Also the debt will be shared. That does not mean you have to buy a home with both names on the deed, just that marriage means a partnership. And you are more than likely going to qualify for a higher mortgage in marriage.

Slow down a little. Life is out there, you don’t need to take on big debt as newly married. Even with good incomes, sit down and carefully work out a good budget/financial plan.

Congrats and good luck…
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]]> By: D http://www.webuyhousesvideos.com/we-buy-houses/my-boyfriend-and-i-are-getting-married-should-we-buy-a-house-first-or-get-married-first#comment-16764 D Wed, 02 May 2007 22:42:59 +0000 http://www.webuyhousesvideos.com/we-buy-houses/my-boyfriend-and-i-are-getting-married-should-we-buy-a-house-first-or-get-married-first#comment-16764 Each of you should have a prenuptial agreement, with each of you having your own attorney to draw it up (not one for both of you). If you can't afford the few hundred dollars for this, then you shouldn't be getting married! The cost of a prenuptial agreement is peanuts compared to the cost of a house, or a divorce. Prenups do a lot. They require both parties to start talking about expectations such as marriage, children, roles, who will work full-time, who will pay for what, etc. It protects BOTH sides. Do that first. Then get married; then rent. And if it works out, then you can think about buying a house - IF you can afford it. Question: Why haven't you bought your own house? If you are a working woman, you should have your own credit and be able to buy your own house. And for heaven's sake, don't start cranking out babies right away! Give both of you some time. Remember, 90% of women are left alone, either by death, divorce, or abandonment. Don't get in over your head so that you end up going on welfare with a kid, or kids, and expect the taxpayers (us) to bail you out. (I'll be darned if I'll pay your grocery bills as well as my own!) As a woman, you really should not go straight from living in your parents' house to living with a husband. You both should learn what it is to pay for an apartment, and other bills, all on your own. THAT would give you the maturity for marriage. Too many people rush into marriage because they don't want to learn how to be independent. That can be disastrous for women who have no education, no job and thus can fall victim to abuse simply because they don't want to have to earn a living. I say all this because both of you have only lived with your parents. You are still really children. You have no idea how difficult it is or what it takes to get a house. When you function as adults, with all the responsibilities as well as the privileges, then you can be considered adults.<br><b>References : </b><br> Each of you should have a prenuptial agreement, with each of you having your own attorney to draw it up (not one for both of you). If you can’t afford the few hundred dollars for this, then you shouldn’t be getting married! The cost of a prenuptial agreement is peanuts compared to the cost of a house, or a divorce. Prenups do a lot. They require both parties to start talking about expectations such as marriage, children, roles, who will work full-time, who will pay for what, etc. It protects BOTH sides.

Do that first. Then get married; then rent. And if it works out, then you can think about buying a house - IF you can afford it.

Question: Why haven’t you bought your own house? If you are a working woman, you should have your own credit and be able to buy your own house. And for heaven’s sake, don’t start cranking out babies right away! Give both of you some time. Remember, 90% of women are left alone, either by death, divorce, or abandonment. Don’t get in over your head so that you end up going on welfare with a kid, or kids, and expect the taxpayers (us) to bail you out. (I’ll be darned if I’ll pay your grocery bills as well as my own!) As a woman, you really should not go straight from living in your parents’ house to living with a husband. You both should learn what it is to pay for an apartment, and other bills, all on your own. THAT would give you the maturity for marriage. Too many people rush into marriage because they don’t want to learn how to be independent. That can be disastrous for women who have no education, no job and thus can fall victim to abuse simply because they don’t want to have to earn a living.

I say all this because both of you have only lived with your parents. You are still really children. You have no idea how difficult it is or what it takes to get a house. When you function as adults, with all the responsibilities as well as the privileges, then you can be considered adults.
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]]> By: sotagirl74 http://www.webuyhousesvideos.com/we-buy-houses/my-boyfriend-and-i-are-getting-married-should-we-buy-a-house-first-or-get-married-first#comment-16763 sotagirl74 Wed, 02 May 2007 21:40:04 +0000 http://www.webuyhousesvideos.com/we-buy-houses/my-boyfriend-and-i-are-getting-married-should-we-buy-a-house-first-or-get-married-first#comment-16763 Don't buy a house first!! Get married first. Live together in an apartment or something. But you really should live together before you get married. You will find out A LOT about a person once you move in together. Stuff you never knew living apart. Stuff you may not be able to live with. If you do buy a house together before you get married then I suggest you have a contract between the two of you that states if something should happen with the relationship and you split up. One will either have to buy the other out or the house will have to be sold and you each get your share back. It may not seem like something you want to talk about between two people that love and trust each other. But it's better to be safe then sorry!!!!<br><b>References : </b><br> Don’t buy a house first!! Get married first. Live together in an apartment or something. But you really should live together before you get married. You will find out A LOT about a person once you move in together. Stuff you never knew living apart. Stuff you may not be able to live with. If you do buy a house together before you get married then I suggest you have a contract between the two of you that states if something should happen with the relationship and you split up. One will either have to buy the other out or the house will have to be sold and you each get your share back.
It may not seem like something you want to talk about between two people that love and trust each other.
But it’s better to be safe then sorry!!!!
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]]> By: redd headd http://www.webuyhousesvideos.com/we-buy-houses/my-boyfriend-and-i-are-getting-married-should-we-buy-a-house-first-or-get-married-first#comment-16762 redd headd Wed, 02 May 2007 21:37:18 +0000 http://www.webuyhousesvideos.com/we-buy-houses/my-boyfriend-and-i-are-getting-married-should-we-buy-a-house-first-or-get-married-first#comment-16762 Marry and Rent.<br><b>References : </b><br> Marry and Rent.
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]]> By: thegoodeg http://www.webuyhousesvideos.com/we-buy-houses/my-boyfriend-and-i-are-getting-married-should-we-buy-a-house-first-or-get-married-first#comment-16761 thegoodeg Wed, 02 May 2007 21:37:16 +0000 http://www.webuyhousesvideos.com/we-buy-houses/my-boyfriend-and-i-are-getting-married-should-we-buy-a-house-first-or-get-married-first#comment-16761 Good question but once that spurs a few other questions: First how close are you to getting married? This is important because, legally, you are better off buying while married. This applies to ownership rights and also, assuming you both work, it could work in your favor regarding a mortgage. If you are not close to getting married it could still be a good idea to buy a home, i.e. it is better on taxes than renting, but it could get a little complicated legally. If you are close to getting married, I'd advise waiting. By all means shop around beforehand but don't commit until you are a twosome.<br><b>References : </b><br> Good question but once that spurs a few other questions:
First how close are you to getting married? This is important because, legally, you are better off buying while married. This applies to ownership rights and also, assuming you both work, it could work in your favor regarding a mortgage. If you are not close to getting married it could still be a good idea to buy a home, i.e. it is better on taxes than renting, but it could get a little complicated legally.
If you are close to getting married, I’d advise waiting. By all means shop around beforehand but don’t commit until you are a twosome.
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]]> By: marisanj http://www.webuyhousesvideos.com/we-buy-houses/my-boyfriend-and-i-are-getting-married-should-we-buy-a-house-first-or-get-married-first#comment-16760 marisanj Wed, 02 May 2007 21:36:17 +0000 http://www.webuyhousesvideos.com/we-buy-houses/my-boyfriend-and-i-are-getting-married-should-we-buy-a-house-first-or-get-married-first#comment-16760 Best bet is to get married and rent an apartment first. Make sure you are able to live together... you'd be surprised how much things change when you wake up with each other everyday. You can always buy a house in the near future.<br><b>References : </b><br> Best bet is to get married and rent an apartment first. Make sure you are able to live together… you’d be surprised how much things change when you wake up with each other everyday. You can always buy a house in the near future.
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]]> By: SOLD! http://www.webuyhousesvideos.com/we-buy-houses/my-boyfriend-and-i-are-getting-married-should-we-buy-a-house-first-or-get-married-first#comment-16759 SOLD! Wed, 02 May 2007 21:34:04 +0000 http://www.webuyhousesvideos.com/we-buy-houses/my-boyfriend-and-i-are-getting-married-should-we-buy-a-house-first-or-get-married-first#comment-16759 It would be wise for both of you to live (rent) together first. What happens if you buy and then you realize you are living at each others throats? I would suggest getting a small place first, then get married, then buy a home, in that order.<br><b>References : </b><br> It would be wise for both of you to live (rent) together first. What happens if you buy and then you realize you are living at each others throats? I would suggest getting a small place first, then get married, then buy a home, in that order.
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]]> By: Jule http://www.webuyhousesvideos.com/we-buy-houses/my-boyfriend-and-i-are-getting-married-should-we-buy-a-house-first-or-get-married-first#comment-16758 Jule Wed, 02 May 2007 21:32:02 +0000 http://www.webuyhousesvideos.com/we-buy-houses/my-boyfriend-and-i-are-getting-married-should-we-buy-a-house-first-or-get-married-first#comment-16758 get married first & get an apartment. you can always get a house later on.<br><b>References : </b><br> get married first & get an apartment. you can always get a house later on.
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]]> By: frankie b http://www.webuyhousesvideos.com/we-buy-houses/my-boyfriend-and-i-are-getting-married-should-we-buy-a-house-first-or-get-married-first#comment-16757 frankie b Wed, 02 May 2007 21:30:12 +0000 http://www.webuyhousesvideos.com/we-buy-houses/my-boyfriend-and-i-are-getting-married-should-we-buy-a-house-first-or-get-married-first#comment-16757 DONT GET MARRIED FIRST!!!!!!!!!!!!!!!!!!! Don't you read all the horror stories of people buying homes with bf/gf and having trouble. just wait, you have the rest of your lives , and don't say it cant happen to you. This could end in disaster.<br><b>References : </b><br> DONT GET MARRIED FIRST!!!!!!!!!!!!!!!!!!!
Don’t you read all the horror stories of people buying homes with bf/gf and having trouble. just wait, you have the rest of your lives , and don’t say it cant happen to you. This could end in disaster.
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